Teaching about Money (Financial Literacy) to Children - Week 11 Curriculum

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Table Of Contents

Week 11: Introduction to Budgeting
Objectives:
Activities:
Lesson Plan:
Worksheets:
Book List:
Tools & Equipment:
Toys & Materials:
Teaching Learning Materials (TLMs):

Week 11: Introduction to Budgeting

Objectives:

To introduce the kids to how to plan their money, focusing on how much they’ll earn (income), how much they’ll save, and how much they’ll spend.
To help them learn how to decide what’s most important to spend on.

Activities:

Budget Creation: Kids will use pretend money and shopping catalogs to practice how to make a budget. It’s like playing shop-shop but with the goal of not spending all your money at once.

Lesson Plan:

We’ll start with explaining what a budget is – basically, it’s a plan on how to spend your money wisely. We’ll talk about income (the money you get), savings (the money you keep for later), and expenses (the money you spend).

Worksheets:

Each kid will get a worksheet that looks like a monthly budget. They’ll fill in how much money they think they’ll get, how much they want to save, and how much they’ll spend on different things.

Book List:

We’ll read “Just Saving My Money” by Mercer Mayer. It’s a fun story that teaches why saving money is important.

Tools & Equipment:

We’ll use pretend money, shopping catalogs, and calculators. This way, kids can learn by actually doing it, not just hearing about it.

Toys & Materials:

If we can, we’ll also use some budgeting apps or computer programs to make it even more fun and interactive.

Teaching Learning Materials (TLMs):

We’ll give out templates for budgeting and some real-life examples to show why it’s important to plan how you spend your money.

Curriculum Developer, Teacher Trainer, and Researcher

Rewati Raman Vishewar

Rewati Raman Vishewar, M.Ed., is an experienced education professional with over 23 years of experience in the education sector. He has worked for private education companies as well as in the NGO/Government sector. His active area of work is focused on preschool to primary grades, with a strong emphasis on curriculum development, teacher training, assessment, and research. Several Universities (Delhi University, Jamia Millia Islamia, MS University, Ambedkar University Delhi et al.) have accepted his research to be presented at Conferences. In his recent research, he studied the efficacy of assessment and feedback mechanisms in early childhood care and education (ECCE) across India for the Square Panda Foundation (submitted to the Ministry of Women & Child Development, India). He also reviewed the ECCE curriculum of Bodh Shiksha Samiti, the adolescent curriculum (ECCE to primary grades) of Doosra Dashak, and the ICDS curriculum of all States of India. His review of ICDS Curriculum of Bihar was accepted for presentation at the ECCE Conference of Ambedkar University Delhi. Raman has provided curriculum development, teacher training, and assessment services to premium private preschools. He has also conducted a six-month research project (unpublished) into a multi-grade, multi-level curriculum by conducting classes at SDMC Primary (Govt.) School, where children from underprivileged/low socio-economic families study. With his extensive experience and expertise, Raman is committed to making a positive impact in the education sector by improving curriculum, training teachers, and conducting research to ensure the best outcomes for students.

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